March 25th, 2017


The recent downward trend of federal and state school funding has deeply impacted our nation’s schools, and none more so than those already struggling with other socio-economic barriers. But in Oklahoma, the Cherokee Nation has recently granted a record $5M in private funding for 107 northeastern Oklahoma school districts.


The funds come primarily from the CN’s car registration program, which issues tags to Cherokee Nation citizens. In 2015, the program expanded its sales to all CN members, including those living outside of tribal lands, which yielded a large increase in revenue. A whopping 38% of those sales are granted to educational funding, which has brought unprecedented opportunity to tribal schools.


Dr. Clark Ogilvie, superintendent of Owassa Public Schools, sees great potential for the future. The CN funding, he states, will keep previously threatened Indian education programs, special activities, and cultural events from being defunded and eliminated by budget cuts. Additionally, the funds can be used to enable middle schoolers to stay after school and provide tutoring to younger kids, which promotes a sense of leadership and community in children.


Each school district has discretion over how funds are used. Top priorities are underfunded specialized programs, additional teacher salaries, and much-needed basic school supplies. Classrooms will be able to incorporate modern technology such as Chromebooks and other digital educational tools. Some money will also be allocated to repairing deteriorated infrastructure, such as leaking roofs or broken bathroom facilities.


This ingenious car registration funding strategy has supplied almost $45M in revenue to Cherokee area Oklahoma’s schools since 2002, and has done much to repair the fracture created by the nation’s educational funding crisis. While the plan benefits all students in attendance in those school districts, it is the 30,000 Cherokee students, many of whom live below the poverty line, who reap the greatest reward.



Even as traditional lenders are struggling to cope with the situation, lenders and borrowers in stock lending are finding it easier to operate in the market. The US stock market attained its peak in October 2007 at the period when index at Dow Jones Industrial Average exceeded 14,000 points. Then, it penetrated into a pronounced town down which markedly accelerated in October 2008. On March 2009, the Dow Jones mark had hit a trough of approximately 6,600. Later after four years, it achieved an all-time great level. It is debated and probable that easing of the quantitative aggressive policy at the Federal Reserve prompted the partial stock market recovery. So far, a leader in stock-based loans; Equities First is witnessing a high traction of the loans as confirmed by the Founder & President Al Christy.


The first notable symbol for a possible financial crisis happened on August 9, 2007 in United Kingdom after BNP Paribas cited a “full evaporation of liquidity”, after which it blocked withdrawing cash from three hedge funds. The event significance was not recognized immediately although it soon caused panic as savers and investors tried to liquidate their deposited assets within highly leveraged financial companies. The International Monetary Fund (IMF) approximated that bug European and US banks lost over $1 trillion on bad loans and toxic assets between January 2007 and September 2009. The losses increased to $2.8 trillion in the period between 2007 and 2010. Losses in US banks were forecasted to reach $1 trillion while European bank losses hit $1.6 trillion. Equities First’s lacrosse camp, The IMF approximated that US banks experienced an average of 60% following their losses with British & Eurozone banks losing 40%. As various banks and financial organizations find it hard to fund new investors and most of SMEs, stock-loans are still becoming popular and a preferred way of seeking working capital for investors and more information click here.

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Vijay Eswaran, born on 7th October 1960, is the Executive Chairman of MLM Company QI Group, based in Hong Kong, China, and have regional offices in over 30 other countries. Father of Vijay Eswaran worked with the Malaysian Ministry of Labour, and this led to him leading a nomadic childhood as his father got regularly transferred to different parts of the country. However, after his high school completed, he went to London School of Economics, where he received a socio-economic degree in 1984. After his studies had been completed in London, he continued to stay and work in different parts of Europe, which includes working as a cab driver to picking grapes in Vineyards and from working at a construction site to a whole lot of other petty jobs.



However, while he was in the United Kingdom, he learned and got familiar with the binary system marketing, which caught his interest. It is what pushed him to further his knowledge about the binary system marketing and get a professional qualification certification from CIMA in the United Kingdom. He also went on to polish his educational background by getting Masters in Business Administration degree from Southern Illinois University in the year 1986. While working for a firm called Synaptics in the United States, Vijay Eswaran was already associated with the multi-level marketing to a great extent. However, after he returned to Malaysia, one of the giants in the multi-level marketing, Cosway Group, approached Vijay Eswaran to start with the company’s Philippines operations, and it is what marked the beginning of Vijay Eswaran in the MLM business on a serious note.

After returning to Asia in the year 1998, Vijay Eswaran co-founded an MLM firm that later on grew exponentially under his leadership, and is now known worldwide as the QI Group. It is an e-commerce multi-model conglomerate that is involved in many different businesses, including luxury products, consumer goods, travel, telecommunications, corporate investments, media, training, and wellness. It has offices in Malaysia, Thailand, Singapore, Hong Kong, and the Philippines, and has a presence through its subsidiary companies in over 30 countries. As an internationally acclaimed speaker and author, Vijay Eswaran has spoken on many important events, including at the World Economic Forum and the sixth annual Pravasi Bharatiya Divas, an important annual event in India.



One of his books that led him to popularity as an author is “In the Sphere of Silence,” which was published in the year 2005, and narrated his life and philosophy of business and management from his perspective. It marked some of the important life habits he has developed over the years, which has helped him a lot, including starting off each day with an hour of silence and elaborating its significance. Vijay Eswaran is also the creator of an interactive learning program named “Thought of the Day,” famously known as the TOD Program. His other books include, “In The Thinking Zone,” “18 Stepping Stones”, “On The Wings of Thought,” and “Two Minutes From The Abyss,” which was recently released in the year 2016.



Vijay Eswaran is also the founder of the RHYTHM Foundation, which is the corporate social responsibility arm of his company, QI Group. He is also the founder of the philanthropic foundation named after his father, Vijayaratnam Foundation, in Malaysia, which is associated with a broad range of charitable organizations and volunteer activities in the country. These philanthropic organizations continue to help the communities they serve in and help with different charitable causes through volunteer work and financial donations.



In 2013, Forbes Asia named Vijay Eswaran 25th richest Asian out of the list of 50, and in 2012 he was also given the prestigious New Global Indian Award, recognizing his stream of achievements in the field of business, networking, and philanthropy, at the Global Indian Business Meet, held in New York.



QI Group of Companies, founded and managed by Vijay Eswaran, is involved in many different business sectors, including luxury, lifestyle and leisure, logistics, property development and management, direct selling, e-commerce, training, and education. Vijay Eswaran, through his experience and extraordinary business skills, has helped QI become a global name, with operations in many different countries. Vijay is an energetic personality and continues to seek out new opportunities where he can get involved in.