Equities First Holding provides stock-based lending services for individuals, businesses, and investors. The company was founded in 2002 and has its headquarters in Indianapolis, Indiana. Since its inception, the firm has grown to become a global leader in offering alternative shareholder financing solutions. It provides margin loans and stock-based loans to individuals who cannot meet the tightened banks’ borrowing criteria, especially during harsh economic climates.During times of economic crises, banks and other lending institutions tighten their lending requirements as well as increasing interest rates. This has always been a strategy by most banks to limit the number of low-income individuals from accessing the loans. Since economic fluctuations are a common phenomenon in the current world, Equities First Holding has come up with a solution to help out individuals struggling at these difficult times.
Since it is undeniable that the country has not fully recovered from the 2008 financial crisis, using stocks to get money is the next frontier. Equities First Holding has been recognized as one of the firms helping many Americans during harsh economic conditions. The company gives first working capital to anybody willing to use their stocks as collateral. Use of assets as collateral is quickly gaining ground as one of the innovative ways of securing fast working capital, and, therefore, a reason to work with Equities First Holding. Over time the company has seen an increase in the number of people disengaging their stocks to get margin loans.
In stock-based loans, a non-recourse feature is used. This kind of a debt uses assets as collateral allowing the borrower to disengage with the lender. The lender can then liquidate the stocks to get fast working money. For the last couple of years, Equities First Holding has issued $ 2 billion-worth of stock-based loans in over 2000 transactions. The founder and president of equities First Holding welcome any borrower seeking first fast working capital and don’t qualify for bank loans.